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| 正面描述 | Plain cream paper Gutschein (voucher) note with a typeset layout enclosed within a geometric border of repeating zigzag and triangular ornaments. The denomination numerals '10' appear in large bold type at left and right, flanking the central text block; a diagonal red overprint stripe runs across the face from lower-left to upper-right. A circular official municipal stamp in violet ink is applied at lower left, below which appears a manuscript signature attributed to the issuing magistrate. |
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| 正面铭文 | IIId Ausg No [serial number] Gutschein über Zehn Pfennig Stuhm, 20.11.1920. Der Magistrat. Gültig bis 31.12.1921. |
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Stuhm's 1920 Pfennig notgeld appeared at a politically fraught moment: the town sat directly within the territory subject to the 1920 Plebiscite Zone under the Treaty of Versailles, with its ultimate fate — German retention or annexation by the newly reconstituted Poland — still unresolved. The vote, held in July 1920, returned a strong majority for Germany, and Stuhm remained in the Weimar Republic until 1939.
Small-denomination paper emergency issues like this proliferated across West Prussia precisely because coin had vanished from circulation and the plebiscite uncertainty disrupted normal commerce. The magistrate-issued series from this district tends to be functionally plain — administrative necessity, not collector appeal, drove the printing.