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| 正面描述 | Orange and black Notgeld note printed in letterpress on plain paper. The upper portion carries the bold Gothic-script legend "Gutschein Zehn-Pfennig" flanked by the numeral "10" in each upper corner, below which a large numeral "10" is set within a radiating sunburst underprint framed by a rectangular border. The lower section bears three lines of validity text and the issuing authority inscription "Der Rat der Stadt Annaberg", flanked on each side by a small circular vignette of the city arms, with a manuscript signature below. |
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| 正面铭文 | Gutschein Zehn-Pfennig 10 Gültig in der Amtshauptmannschaft Annaberg. Der Ablauf der Gültigkeit wird im Amtsblatt bekannt gegeben. Der Rat der Stadt Annaberg |
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Annaberg's 1920 Notgeld issue belongs to the vast wave of municipal emergency currency that flooded Germany as coin hoarding and metal shortages gutted small-denomination circulation. Thousands of German towns printed their own paper in this period, and Saxony alone produced an enormous volume — most of it through local print shops with no banknote experience.
Annaberg itself had been a significant silver-mining center since the fifteenth century, which gives a certain irony to a town historically built on coin metal resorting to printed paper scraps. Paper Notgeld at this denomination was essentially transactional debris — redeemable in theory, largely ignored in practice once inflation accelerated through 1921–1923.