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10 Markkaa

Issuer Suomen Pankki (Bank of Finland)
Year 1898
Type Standard circulation banknote
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Obverse lettering SUOMEN PANKKI maksaa tästä setelistä KYMMENEN MARKKAA KULLASSA FINLANDS BANK inlöser denna sedel med TIO MARK I GULD
(Translation: Bank of Finland will pay for this banknote Ten Marks in Gold [In Finnish on the right and Swedish on the left])
Reverse description The Finnish Lion coat of arms, enclosed within spruce-twig sprays, occupies the central vignette, with the denomination in numerals flanking it. Trilingual text in Russian, Swedish, and Finnish fills the principal legend area, while a smaller circular inscription in Swedish and Finnish surrounds the arms bearing the monetary law reference of 9 August 1877.
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Finland in 1898 was still a Grand Duchy under Russian imperial rule, and Suomen Pankki occupied a peculiar position — a functioning central bank with its own currency, the markka, operating within an empire that had its own monetary system entirely. The markka had been pegged to gold since 1878, giving Finland a degree of monetary stability that made these notes genuinely redeemable instruments rather than mere administrative tokens.

Pick 3 is among the earlier entries in what would become a long-running series before the dramatic political ruptures of 1917–1918. Notes from this issue are known to suffer from paper browning along the folds, a recurring condition problem tied to the stock used across the late 1890s printings.