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| 正面描述 | The obverse is printed in black on cream paper with an intricate guilloche border framing the entire note. At the top centre, a crowned heraldic vignette sits above the bank title SÖDERMANSLANDS ENSKILDA BANK, followed by the promise inscription intaglio-rendered text reading 'inlöser vid anfordran denna sedel med'. The denomination TIO appears in an oval cartouche at centre, flanked on either side by KRONOR within ornate scrollwork panels, with the numeral 10 repeated at each corner; the place and date NYKÖPING 1898 appear along the lower centre, accompanied by three manuscript signatures. Series letter Litt. K. and serial number appear at the upper margin. |
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| 正面铭文 | SÖDERMANSLANDS ENSKILDA BANK inlöser vid anfordran denna sedel med KRONOR TIO KRONOR NYKÖPING 1898 Litt. K. 10 |
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Södermanslands Enskilda Bank was one of Sweden's private note-issuing banks operating under the enskilda system, which allowed joint-stock banks to issue their own currency against a metallic reserve. The Riksbank held a legal monopoly on note issue in larger denominations, so private banks like Södermanslands confined themselves to smaller values — the 10 Kronor sitting squarely in everyday commercial use. By 1898 the clock was already running: the Riksbank Act of 1897 set in motion the gradual absorption of private note-issuing rights, and most enskilda banks surrendered their circulation privileges within a decade.