10 Kroner Moss Savings Bank

Moss Sparebank was one of Norway's older regional savings institutions, and this 1940 note lands squarely in the German occupation period — Germany invaded Norway in April of that year, and the financial system was placed under increasing pressure almost immediately. Local savings bank notes continued to circulate in some areas during the early occupation, partly because the Norges Bank infrastructure in outlying regions was stretched thin.

Locally printed in Moss, which kept production costs down but also means print quality varies more than centrally issued notes. Skaare documents this type but survivor numbers are low — provincial wartime paper had a short working life and little reason to be saved.