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| 正面描述 | The obverse is printed in dark brown on cream paper and enclosed within a decorative border of stylized floral and berry motifs in a Jugendstil manner. The heading reads "Gutschein der Gemeinde Ternberg" in calligraphic script, below which the denomination "Zehn Heller" appears in large ornate lettering flanked on each side by the numeral "10" set within dotted oval panels. The lower portion carries the obligation text, the place and date "Ternberg, 1.4.1920", the mayor's facsimile signature "Grosstessner", and the validity line "Gültig bis 31. Dezember 1920", with the printer's imprint "E. Prichaj, Steyr" at lower right. |
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| 背面描述 | The reverse is divided into two panels: the left panel contains a finely executed line-engraved vignette of the Ternberg parish church with its distinctive onion-domed tower and steep-roofed nave set among trees. The right panel bears the denomination "10 Heller" in large calligraphic script at the top, followed by the legal redemption text stating the municipality issues vouchers up to 24,000 Kronen, redeemable at the municipal office until 31 December 1920, with a reference to the council resolution of 29 March 1920. A decorative floral guilloche band runs along the lower edge of the right panel. |
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Ternberg is a small market commune in Upper Austria, and this 10 Heller note is a product of the Notgeld wave that swept Austria's municipalities after the collapse of the Habsburg economy left coin virtually impossible to source. E. Prichaj was a Steyr-based printer handling emergency issues for several Upper Austrian communities during this period — local work, not a specialist security printer.
The single signature, Grosstessner, almost certainly represents the municipal administrator responsible for authorizing the issue rather than a bank official.