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| 正面描述 | Light buff paper note with a decorative foliate border enclosing a central vignette of the town of Schwertberg with a church spire and hillside buildings rendered in letterpress. The denomination '10 H.' appears in Gothic blackletter script on both left and right flanks of the vignette. Below the central view, a three-line redemption text in Gothic script is followed by three manuscript signatures above the printed titles Vizebürgermeister, Bürgermeister, and Gemeinderat. |
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| 背面铭文 | Gutschein der Gemeinde Schwertberg. 10 H. Die Einlösung dieses Scheines erfolgt in der Zeit vom 15.-31. Dezemb. 1920 im gesetzl. Bargelde Die Nachahmung unterliegt der gesetzl. Strafe. |
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Schwertberg is a small market town in Upper Austria, and like hundreds of similar municipalities in the immediate post-war period, it issued Notgeld to address the acute small-denomination coin shortage that gripped Austria following the collapse of the Habsburg economy. The 1920 date places this squarely in the second wave of Austrian municipal emergency money — earlier than the purely decorative "collector" Notgeld that flooded the market by 1921–22, when many issues were frankly printed for philatelic profit rather than genuine monetary need.
At the 10 Heller denomination, this note was intended for real daily transactions — bread, postage, tram fares — not collector albums.