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| 正面描述 | Printed in violet on plain paper, the obverse is divided into two vertical panels. The left panel bears the municipal coat of arms of Schwarzenau — a shield with a cross motif and central roundel — above the issuer inscription 'Gemeinde Schwarzenau / N.-Österreich.' in Gothic lettering. The right panel carries the denomination 'Kassenschein über Zehn 10 Heller' in ornate Fraktur script at the top, a central landscape vignette of the town of Schwarzenau with church steeples and rolling hills in the background, the validity date '31. Dezember 1920', and three manuscript signature lines for the Finanzreferent, Bürgermeister, and Vize-Bürgermeister respectively. |
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| 正面铭文 | Kassenschein über Zehn 10 Heller Nur giltig bis 31. Dezember 1920. Gemeinde Schwarzenau N.-Österreich. Finanzreferent: Otto Engel Bürgermeister: Aug. Hutterer Vize-Bürgermeister: Joh. Luganer |
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Schwarzenau is a small market town in Lower Austria's Waldviertel district, and this 10 Heller note is a product of the acute small-change shortage that paralyzed Austrian commerce in the immediate postwar years. The collapse of the Habsburg monetary system left municipal and cooperative bodies across Austria printing their own Heller-denomination emergency notes — Notgeld — to keep local trade functioning while Vienna struggled to produce sufficient coinage.
Local printing for these Waldviertel issues was typically rudimentary, and the paper quality reflects wartime and postwar supply constraints rather than any attempt at security printing.