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| 正面描述 | Central vignette presents a detailed woodcut-style illustration of a Romanesque church tower with a steep pyramidal spire set against a rural landscape with rolling hills and open fields. Denomination cartouches reading '10 h' appear at upper left and upper right in octagonal frames, with the inscription 'Not-Geld' and year '1920' in Gothic blackletter script to the right of the vignette. The lower margin carries the issuing authority legend 'Gemeinde Kematen a. d. Kr.' in bold Gothic lettering, all rendered in teal-green tones on a light guilloche-patterned ground. |
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| 背面铭文 | Gültig bis 31. Dezbr. 1920. Nachahmung strafbar. Gemeinde-Vorstbg. Kematen a. d. K. Der Bürgermeister: |
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Austrian municipal notgeld of this period emerged from a genuine small-change crisis that persisted well after the First World War ended. The central authorities had failed to supply enough low-denomination coinage, so hundreds of individual communes — Kematen an der Krems among them — issued their own heller-denominated emergency paper in 1920 under authorization from the postwar Austrian government.
Kematen is a small municipality in Upper Austria on the Krems river, west of Linz. Its notgeld was almost certainly printed locally or regionally in small quantities, intended for purely domestic circulation within the commune's boundaries — which is why survival rates vary so sharply between issues from different villages in the same district.