10 Heller Ertl

One of thousands of Austrian Notgeld issues produced in the immediate postwar period, when the collapse of the Habsburg monetary system left municipalities, churches, and local associations scrambling to fill a severe small-denomination coin shortage. That this particular series was issued by a Catholic church building society rather than a municipal authority is unremarkable for Lower Austria in 1920 — religious organizations regularly stepped into the gap. F. Kielar was a small Amstetten commercial printer with no particular distinction in the Notgeld trade.

The Jaksc/Pick suffix "d" indicates a variant within the Ertl series, presumably differentiated by signature combination or paper stock.