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10 Heller Annaberg

Issuer Gemeinde Annaberg (Municipality of Annaberg, Lower Austria)
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Obverse description The left panel carries the issuing authority text in Gothic script above the large denomination numeral '10' printed in green with a fine-line guilloche underprint, set within a scroll banner inscribed 'HELLER' below. The right panel presents an oval vignette with a floral and foliate border enclosing a green letterpress view of Wienerbruck with the Ötscher massif in the background, captioned 'Wienerbruck m. Oetscher'. A decorative chain-link border frames the entire note, with the notation '2. Auflage' (second issue) printed below the lower border.
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Reverse description The reverse bears a plain cream field enclosed within a scalloped decorative border, with a central block of justified Gothic-script text setting out the legal terms of issue and the redemption deadline of 15 September 1920, followed by a counterfeit warning line. Below the text appears the facsimile signature of the Bürgermeister (mayor), preceded by the title 'Der Bürgermeister:'. The printer's imprint 'Lith. u. Druck von F. Seitenberg, Wien III.' is set in small roman type at the foot of the note.
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Annaberg is a small mountain parish in the Lilienfeld district, and its wartime Heller notgeld was issued to address the acute small-change shortage that had largely stripped copper and nickel coinage from Austrian circulation by 1916–17. F. Seitenberg operated out of Vienna's third district and handled printing contracts for several Lower Austrian municipal issues of this type — a regional commercial printer, not a specialist security firm.

The issuing authority had no banking infrastructure to speak of. These were essentially IOUs backed by municipal goodwill and the practical reality that nobody had anything smaller to give you in change.