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| 正面描述 | The note bears an elaborate guilloche border with decorative corner panels containing Chinese characters reading the bank's name. At centre, the Royal Arms coat-of-arms vignette is flanked by the denomination $10 printed twice at upper left and right, with serial numbers above. The issuer's name THE NATIONAL BANK OF CHINA LIMITED and the promise to pay clause appear in letterpress across the centre field, with signature lines for the Accountant and Chief Manager at lower centre, above the place of issue HONG KONG. |
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| 正面铭文 | 香港中華匯理銀行 拾員 No 10700 $10 HONG KONG THE NATIONAL BANK OF CHINA LIMITED Promises to pay the Bearer on demand at its office here TEN DOLLARS local currency value received Ent'd for the National Bank of China Ltd. Accountant Chief Manager HONG KONG Waterlow & Sons, Chromo Lith'ers W'all, London E.C. |
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The National Bank of China Limited was a British-registered institution established in 1891 with ambitions to compete directly with the Chartered Bank and the Hongkong and Shanghai Banking Corporation for China trade business. It failed within a decade — the bank collapsed in 1911, leaving a substantial portion of its note issues unredeemed. Waterlow & Sons printed the series in London, as was standard for British-chartered banks operating in the Far East at the time.
The 1894 date places this note in the bank's early years, before the financial difficulties that would prove fatal. Surviving examples are genuinely scarce; the bank's short operational life and disorderly wind-up meant few notes were returned and formally cancelled.