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| 表面の説明 | The obverse carries a central vignette of three cherubs bearing agricultural produce including grapes and sheaves of wheat, rendered in finely engraved intaglio style. A left lateral vignette presents a standing helmeted allegorical figure, while a corresponding right vignette portrays an allegory of the harvest. Two oval denomination counters bearing the numeral 10 in red appear flanking the central design, with the Roman numeral X repeated at the far right within a large circular panel, and additional denomiator numerals at lower left. |
|---|---|
| 表面の銘文 | X Danforth, Underwood & Co. New York. Underwood, Bald, Spencer & Hufty, Philad.ᵃ THE PRESIDENT DIRECTORS 10 10 AND COMPANY OF THE HAGERSTOWN BANK Will pay TEN DOLLARS on demand to bearer. 18__ HAGERSTOWN M.ᴰ _____________Cash.ʳ ______________Pres.ᵗ 10 X |
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The Hagerstown Bank was chartered in Maryland in 1807, making it one of the older surviving state-chartered institutions to issue notes into the latter half of the nineteenth century. Two different firms are credited on examples of this note — Danforth, Underwood & Co. and Underwood, Bald, Spencer & Hufty — reflecting the Philadelphia engraving house's various partnership reorganizations across the antebellum decades, not separate print runs from separate sources.
The extended date range suggests the bank continued issuing against original plate stock well after the National Banking Acts of 1863–64 imposed the federal tax on state bank notes that effectively ended most such circulation by the early 1870s. Notes dated or issued after that period were almost certainly not circulated in the ordinary sense.