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| 背面描述 | Entirely engraved in green, the reverse is dominated by an ornate guilloche framework with a central lozenge-shaped cartouche bearing the word TEN. The bank title arcs across the centre field, with numeral 10 repeated in all four corners and the word TEN along both lateral margins within elaborate lathe-work borders. |
| 背面铭文 | 10 TEN THE CHARTERED BANK OF INDIA AUSTRALIA AND CHINA |
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The Chartered Bank of India, Australia & China was one of the handful of British overseas banks licensed to issue private banknotes in Hong Kong throughout the nineteenth century, a right that persisted long after such privileges had been extinguished in Britain itself. Notes of this series circulated across the bank's branch network from Bombay to Shanghai, making provenance of individual surviving examples difficult to pin down.
W. W. Sprague & Co. handled the printing — a London firm that worked extensively for colonial and overseas issuers during this period but was eventually absorbed into Waterlow & Sons. The 1890s production run for this denomination is scarce; attrition was high in tropical port environments, and the bank periodically retired worn notes with little ceremony.