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10 Dollars
| Issuer | Bank of Montreal |
|---|---|
| Year | 1914 |
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| Value | 10 Dollars |
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| Obverse description | Black intaglio engraving on white cotton paper with a central guilloche underprint. Two oval portrait vignettes frame the design: a bearded gentleman in a suit at left and an elder statesman at right, both rendered in fine line engraving. The bank title 'Bank of Montreal' arcs across the top centre, with the denomination 'TEN DOLLARS' in an ornate panel at centre, the date 'NOV. 3rd 1914' and place 'MONTREAL' inscribed below, flanked by two manuscript signatures; red serial numbers appear in the upper field. |
|---|---|
| Obverse lettering | BANK OF MONTREAL PAID UP CAPITAL $16,000,000 WILL PAY TO BEARER ON DEMAND TEN DOLLARS MONTREAL NOV. 3rd 1914 AMERICAN BANK NOTE CO. OTTAWA |
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| Comments |
The Bank of Montreal's 1914 issues represent the last generation of chartered bank currency before the Dominion government systematically squeezed private banks out of the small-denomination note business — a process largely complete by the 1940s. The Bank of Montreal was Canada's oldest chartered bank and long regarded as the government's de facto banker, which gave its notes unusually wide acceptance across the country.
The American Bank Note Company maintained a production facility in Ottawa by this period, having established Canadian operations to handle the substantial volume of chartered bank and government security work available in the Dominion. P#544 falls within a series that circulated through the early years of the First World War, when hoarding of metallic currency put significant pressure on paper circulation.