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| 正面描述 | The obverse is printed in blue and red on cream paper, with Chinese characters reading 香港上海滙豐銀行 arranged along the top border. Two denomination panels reading '$10' appear in the upper left and right corners, flanking a central vignette of the Corporation's heraldic arms. The lower portion carries the printed promise-to-pay text in English script, 'TEN DOLLARS' in bold red letterpress, and two manuscript signatures over their respective titles 'Chief Accountant' and 'Chief Manager', above the imprint 'HONG KONG'. |
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| 正面铭文 | 香港上海滙豐銀行 $10 $10 .No 172911 .No 172911 HONG KONG THE HONG KONG & SHANGHAI BANKING CORPORATION, Promises to pay the Bearer on demand at its Office here TEN DOLLARS or the equivalent in the Currency of the British value received. By Order of the Board of Directors. Chief Acc. Chief Manager HONG KONG 拾圓 拾圓 |
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The Hong Kong & Shanghai Banking Corporation operated as a note-issuing bank in Hong Kong under colonial charter, and by the 1890s its notes circulated far beyond the colony — across treaty ports, through Shanghai counting houses, and into the hands of merchants who trusted the bank's paper more readily than government issues. This series predates the bank's shift to more standardized printed formats and retains a distinctly hand-finished quality in its issue details.
Dates within the 1893–1898 window were entered in manuscript at the time of signing, making each example effectively unique in its completed state. The signing officer's signature likewise varied across the run, and attributing specific signatories to narrow date ranges remains unresolved in the literature.