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| 背面描述 | Printed entirely in red, the reverse is centred on a large circular guilloche medallion enclosing a sailing ship vignette, surrounded by the legend BANK OF TORONTO. Ornate lathe-work panels at left and right each carry a bold Roman numeral X within elaborate decorative frames. |
| 背面铭文 | BANK OF TORONTO X X |
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The Bank of Toronto, chartered in 1855 and primarily serving the farming and milling industries of western Ontario, relied on American Bank Note Company for its chartered bank issues throughout this period — a common arrangement for Canadian private banks that lacked access to domestic security printers of comparable quality. ABNC's New York facility handled the intaglio work, and the plates were reused across decades with only serial number and date modifications, which accounts for the extraordinarily long span this single design type remained in production.
Canadian chartered bank notes circulated as de facto currency until the Bank of Canada Act of 1934 began withdrawing that privilege. The Bank of Toronto itself merged with Dominion Bank in 1955 to form Toronto-Dominion Bank.