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| 正面描述 | The obverse carries a central harbour vignette with sailing vessels and steamships at a busy wharf, rendered in fine intaglio engraving. To the left margin stands a classical female allegorical figure, while to the right a male figure is shown at work with an axe, flanking the central scene. The bank title "THE EXCHANGE BANK OF YARMOUTH" and the promise to pay "TEN DOLLARS to bearer on demand" are inscribed in bold letterpress, with the denomination numeral "10" repeated in ornate panels at each upper corner and the serial number printed in two positions across the note. |
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| 正面铭文 | YARMOUTH NOVA SCOTIA THE EXCHANGE BANK OF YARMOUTH Will pay TEN DOLLARS to bearer on demand Yarmouth, July 1st 1900 CASHIER PRESIDENT American Bank Note Co. New York |
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The Exchange Bank of Yarmouth was one of several small Nova Scotia chartered banks that survived the consolidation pressures of the late nineteenth century by serving a tightly defined regional economy — in Yarmouth's case, one built substantially on the shipping and lumber trades. The American Bank Note Company produced notes for dozens of Canadian chartered banks during this period, and the shared production infrastructure meant that plate quality was consistently high even for institutions of modest size.
Canadian chartered bank notes remained a legitimate private currency until the Bank Act revisions of 1944 finally extinguished the system. The Exchange Bank of Yarmouth did not survive that long — it was absorbed by the Bank of Nova Scotia in 1903, ending note issuance well before the federal deadline.