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| 背面描述 | The reverse is dominated by a large green geometric spiral guilloche rosette with a central inscription panel. Two smaller matching guilloche rosettes bearing the numeral 10 are positioned to the left and right of the central motif. |
| 背面铭文 | THE REDEMPTION OF THIS CHECK IS SECURED BY DEPOSITE OF BOND IN BANK PRESIDENT LYONS BANK. |
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Lyons Bank was a small state-chartered institution in Lyons, New York — one of hundreds of minor banks operating under New York's Free Banking Act of 1838, which allowed virtually any group meeting the bond-deposit requirement to issue their own paper currency. By 1862, these small-denomination notes were filling a real gap: the outbreak of the Civil War had driven silver and copper coinage almost entirely out of circulation as hoarding accelerated.
Henry Seibert & Bros. operated out of New York City and handled a substantial volume of work for smaller upstate banks during this period. The Kappen reference places this firmly in the obsolete banknote literature for Wayne County issues.