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| 正面铭文 | 華威銀行 中華民國十一年 天津 憑票即付中國幣 |
| 背面描述 | Printed entirely in green, the reverse carries a central oval vignette of a Viking longship under sail on open water, set within a fine guilloche border. The bank title THE SINO-SCANDINAVIAN BANK is displayed in a bold ribbon panel at top, with the promise clause in script lettering below it, and the denomination ONE YUAN in a rectangular cartouche beneath the central vignette. The place name TIENTSIN and date FEB. 1ST 1922 appear at lower center, flanked by two manuscript signatures, with decorative quatrefoil corner ornaments throughout. |
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The Sino-Scandinavian Bank was a Sino-foreign joint venture established in Beijing in 1919 with Danish and Norwegian financial backing — one of several foreign-affiliated banks operating in China under the treaty port system that allowed such institutions to issue their own circulating notes. Its lifespan was short; the bank had effectively ceased meaningful operations by the mid-1920s, which keeps surviving note issues scarce relative to the major foreign banks of the period.
Printing by the Bureau of Engraving and Printing in Peking rather than a European security printer was unusual for a foreign-affiliated bank of this vintage — most contemporaries contracted De La Rue or Waterlow. The year notation follows the Republic of China calendar, year 11 corresponding to 1922.