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| 正面描述 | Central vignette of an Andean condor (Vultur gryphus) perched facing right, set against a mountainous background, executed in fine intaglio engraving. To the left, a diagonal banner reads 'EL BANCO' above a cornucopia allegory, with large numeral '1' guilloche medallions in each lower corner. The denomination is displayed in an elaborate guilloche cartouche to the right, flanked by 'SUCRE' tablets, with signature lines for 'GERENTE' and 'PRESIDENTE DEL DIRECTORIO' below, and 'SERIE A' indicated at upper right. |
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| 正面铭文 | QUITO, 2 ENERO DE 1920 EL BANCO SURAMERICANO PAGARÁ A LA VISTA AL PORTADOR SUCRE 1 SUCRE EN MONEDA CORRIENTE SERIE A GERENTE PRESIDENTE DEL DIRECTORIO (Translation: Quito, January 2, 1920 / The South American Bank / Will pay at sight to the bearer / 1 Sucre / In Current Currency / Series A / Manager / Chairman of the Board) |
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Banco Sur Americano was one of several private Ecuadorian banks authorized to issue currency under the country's free banking arrangements that persisted into the early twentieth century. The bank operated out of Guayaquil, a port city that consistently rivaled Quito as the center of Ecuadorian commercial life, and its notes circulated primarily in the coastal trading zones rather than through any national clearing system.
By 1927, the Ley Orgánica de Bancos and the establishment of the Banco Central del Ecuador ended private note issue entirely, rendering all such commercial bank obligations void as currency. Surviving examples of P#S251 are genuinely scarce — not because of high face value, but because low-denomination private issues were redeemed aggressively or simply discarded.