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| 背面描述 | A large central oval vignette rendered in intaglio presents an expansive Clydeside shipyard scene: at left, workers labour on the steel framework of a vessel under construction, with riveted hull plates and scaffolding in the foreground; the middle ground shows dockyard cranes, factory chimneys belching smoke, and industrial buildings; at right, the hull of a large steamship dominates, with a tugboat manoeuvring in the waterway below. The composition is enclosed within a guilloche border, with numeral '1' cornerpieces and the bank's name in a panel at the base. |
| 背面铭文 | THE UNION BANK OF SCOTLAND LIMITED |
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The Union Bank of Scotland had been absorbed into the Bank of Scotland by 1955, which makes this series — issued in the final years of the institution's independent existence — effectively the last chapter of a note-issuing tradition stretching back to 1830. The merger was agreed in 1952, but Union Bank retained its own notes in circulation through the transition period, a common enough Scottish banking courtesy that allowed existing stock to be exhausted rather than immediately withdrawn.
Waterlow & Sons had a long relationship with Scottish chartered banks, and the P#S816 sits within their later output, before the firm's acquisition by De La Rue in 1961 ended that chapter entirely.