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| 正面描述 | Printed in black ink on white paper with a bold red underprint of the denomination ONE POUND in large letters across the centre. The Royal Arms vignette occupies the upper centre, flanked by two oval guilloche medallions bearing the £1 monogram, with the legend UNDER ACT 16 & 17 VICT. CAP. 63. along the top border and INCORPORATED BY ROYAL CHARTER & ACT OF PARLIAMENT on a panel below the arms. The promise-to-pay text, place of issue (EDINBURGH), date, and two manuscript signature lines for Manager and Accountant appear in the lower half, with the printer's imprint of Perkins Bacon & Co. London at the foot. |
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| 正面铭文 | UNDER ACT 16 & 17 VICT. CAP. 63. INCORPORATED BY ROYAL CHARTER & ACT OF PARLIAMENT The National Bank of Scotland Limited Promise to pay to the Bearer on Demand at the Office here ONE POUND Sterling By order of the Board of Directors Edinburgh |
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Perkins Bacon's steel-engraving work for Scottish banks in this period was among the finest commercial note printing produced in Britain, and the National Bank of Scotland was one of their more consistent clients. The firm had built its reputation on intaglio security printing — their banknote and stamp contracts spanned dozens of issuing authorities across the Empire — and Scottish pound notes from this decade show the full depth of that technique.
The National Bank of Scotland was incorporated by royal charter in 1825 and operated independently until its 1959 merger with the Commercial Bank of Scotland to form the National Commercial Bank. Notes from the 1881–1890 window predate the consolidation of Scottish private note issuance by several decades, when a handful of chartered banks still competed openly for circulation.