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| 正面描述 | Central oval vignette engraved in intaglio presents the Tower of Refuge rising from the sea in Douglas Bay, surrounded by an elaborate guilloche border with scrollwork. The bold letterpress bank title THE MANX BANK LIMITED arches across the upper portion, flanked by corner numeral cartouches bearing the denomination ONE POUND, with the promise-to-pay text rendered in copperplate script on either side of the vignette. A wide lower panel contains the signature area with CASHIER and MANAGER imprint lines, and the imprint of Waterlow & Sons Limited appears at the foot of the note. |
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| 正面铭文 | ISLE OF MAN INCORPORATED UNDER ACT OF TYNWALD THE MANX BANK LIMITED Promise To Pay the Bearer on Demand at their Office in DOUGLAS ONE POUND in Terms of Act of Tynwald Value received Douglas ONE POUND CASHIER MANAGER |
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The Manx Bank Limited was established in 1882, operating out of Douglas as one of several private note-issuing banks on the Isle of Man during a period when the island's banking sector was notoriously fragile. The bank collapsed in 1900, making this series among the shortest-lived private issues from the island. Notes were redeemable locally and carried no guarantee from any mainland institution.
Waterlow & Sons produced a substantial share of private British and colonial banknote work in this period, but surviving Manx Bank examples are genuinely rare — the failure and subsequent receivership meant most outstanding notes were either redeemed under distressed conditions or simply lost.