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| 正面描述 | Central vignette of a seated Britannia flanked by agricultural figures and a vessel in the background, rendered in intaglio. The Jersey coat of arms appears at left, with a large £1 denomination symbol at right. The issuer title, promise-to-pay clause, and date are set in letterpress below the vignette. |
|---|---|
| 正面铭文 | JERSEY JOINT STOCK BANK I Promise to pay the Bearer on demand ONE POUND, British Sterling for value received. JERSEY, 2nd June 1871. Ent.d ONE |
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The Jersey Joint Stock Bank was one of several competing private banks on the island during the mid-nineteenth century, operating in a jurisdiction that sat entirely outside the Bank of England's authority and had no formal banking regulation until well into the twentieth century. That legal gap allowed Jersey institutions to issue their own notes far longer than their mainland counterparts, most of which lost that right under the Bank Charter Act of 1844.
Perkins, Bacon & Petch were among the most technically accomplished security printers of the period, known particularly for their steel-engraved lathe-work guilloche patterns, originally developed to defeat the era's increasingly sophisticated counterfeiters. The same firm printed postage stamps for dozens of colonial governments simultaneously.
JN#12 is scarce — the Jersey Joint Stock Bank failed in 1873, just two years after this issue.