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1 Pound Jersey Bank - Baudains

Issuer Jersey Bank (Michel Baudains)
Year 1813-1815
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Value 1 Pound
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Obverse description Letterpress-printed in black on plain white paper, the note carries the cursive title 'Jersey Bank' in ornate script at upper centre, flanked by manuscript serial numbers prefixed 'No' on each side. To the left, a rectangular vignette encloses an arched doorway or safe motif with the denomination 'ONE POUND' on a label below; the body bears the printed promise text committing payment to the bearer on demand in a Bank of England note, with manuscript completion lines recording the issuer's name, place, and date, and a handwritten signature at lower right.
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Reverse description Plain unprinted reverse.
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Comments

Michel Baudains operated one of several private banks issuing notes in Jersey during the Napoleonic Wars, when disrupted trade and a shortage of coin made small-denomination paper a practical necessity. These were not chartered institutions — they were essentially personal promises to pay, backed by the issuer's commercial reputation rather than any regulatory framework.

The Jersey Bank series issued under Baudains's name ran only a few years before collapsing, and surviving notes are rare precisely because redemption and destruction were the intended endpoint. JN#22 is among the more elusive of the local private issues from this period.

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