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| 正面描述 | Upper left carries an engraved vignette of the Jersey coat of arms — a shield bearing three leopards passant surmounted by a cow passant — flanked by foliate ornament. The bank title in ornate letterpress script occupies the centre, below which a copperplate promise-to-pay text stipulates redemption at the rate of twenty of these notes for a Twenty Pound bill on London. The denomination ONE appears in large flourished script at lower left, with a manuscript date of 6th July 1816 and two handwritten signatures at lower right. |
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| 背面描述 | Blank. |
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The Jersey Accommodation Bank was one of several short-lived parish accommodation banks established in Jersey in the early nineteenth century to address a chronic shortage of small-denomination currency. These institutions were not chartered banks in any conventional sense — they issued notes against local credit arrangements, essentially circulating IOUs backed by the personal standing of their signatories rather than by specie reserves.
John Benest's signature as sole signatory places real accountability on an individual rather than a corporate body. Notes from these Jersey accommodation banks rarely survived circulation intact; most were redeemed and destroyed within a few years as the currency shortage eased and the banks wound down.