1 Pound Commercial Bank of Scotland

The Commercial Bank of Scotland was founded in Edinburgh in 1810 as a deliberate challenge to the established banking oligarchy — the Bank of Scotland and the Royal Bank had effectively carved up institutional business, and the Commercial was set up to serve the merchant and trading classes locked out of that arrangement. By 1892 it was a substantial concern, though it would eventually merge with the National Bank of Scotland in 1959 to form the National Commercial Bank, itself absorbed into the Royal Bank of Scotland a decade later.

Bradbury Wilkinson's involvement with Scottish private bank notes was longstanding. The firm handled engraving and printing for multiple issuers simultaneously, which occasionally produced family resemblances across competing banks' notes — a detail that irritated the banks more than it confused the public.