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| 正面铭文 | DIE SPARKASSE BAD ELSTER ZAHLE GEGEN DIESEN SCHECK AUS MEINEM GUTHABEN AN DEN INHABER EINE MARK Konto C BAD ELSTER FLEMMING·WISKOTT AG. GLOGAU |
| 背面描述 | The reverse is arranged in a matching tripartite layout in blue, brown, and black. The central panel presents a panoramic street vignette of the Albertbad und Wettiner Hof boulevard, captioned ALBERTBAD U. WETTINER HOF, framed within a ruled border on a blue ground, with BAD ELSTER in the top header and the spa motto DIE PERLE DES VOGTLANDES along the bottom. The left side panel contains a vignette of the Margaretenhütte building amid fir trees, the right panel a view of the Kreuzkapelle, and the denomination numeral 1 within blue geometric cartouches appears in the lower corners of each flanking panel; the printer's design-protection mark D.R.G.M. 795679 is printed below the lower border. |
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Bad Elster is a small Saxon spa town, and its savings bank — like hundreds of German municipal institutions — issued its own emergency currency during the hyperinflationary spiral of the early 1920s when Reichsbank notes couldn't keep pace with demand for small denominations. Carl Flemming & T. C. Wiskott in Glogau handled enormous volumes of this notgeld work across Saxony and Silesia, supplying dozens of municipal issuers simultaneously.
The Gra reference suffix "b-4/5" indicates a specific paper or color variant within the series — collectors of Saxon notgeld track these distinctions closely, and misidentification between variants is common.