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| 正面描述 | Blue letterpress design on a salmon-pink underprint carrying a repeated text pattern reading 'CHAMBRE DE COMMERCE DE MONT-DE-MARSAN' across the entire field. The ornate border is composed of dense guilloche lacework with stylized foliate corner pieces, enclosing a central panel bearing the denomination 'UN FRANC' in large bold type. The municipal coat of arms of Mont-de-Marsan is printed at lower centre, flanked by the facsimile signatures of the Trésorier and the Président, with the series number at lower left and the note number at lower right. |
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| 背面铭文 | UN FRANC ÉCHANGEABLE CONTRE DES BILLETS DE LA BANQUE DE FRANCE Ce billet devra être présenté au remboursement avant le 13 juin 1922 sauf décision prorogeant ce délai. |
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Mont-de-Marsan is the prefecture of the Landes department in southwestern France, and its Chambre de Commerce issued this franc note during the acute small-change crisis that gripped France after 1914 — hoarding of coins had stripped everyday commerce of the means to make change. Hundreds of French chambers of commerce resorted to emergency paper, and most of these emissions were printed by a handful of specialist houses. B. Arnaud of Villeurbanne handled a large share of this provincial output, and the JP reference numbers 82-21 through 82-24 indicate at least four distinct varieties within the series, likely differing by date, series letter, or signature combination.