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| 正面描述 | Printed entirely in blue, the design closely parodies a legitimate banknote with elaborate foliate and scrollwork borders. A central oval vignette contains a bust portrait of a man, flanked by the large numeral 1 to the left and guilloche-style ornamental panels to the right bearing the legend JOKE; a circular stamp vignette in the lower right reads BIG JOKE STAGE MONEY. The bank title THE BANK of NEVERPAY is set in bold display lettering across the upper centre, with the denomination ONE DUD along the lower border and a struck-through text line reading THIS CERTIFICATE HAS POSITIVELY NO VALUE above. |
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| 正面铭文 | PHONY CERTIFICATE THIS CERTIFICATE HAS POSITIVELY NO VALUE THE BANK OF NEVERPAY BIG JOKE STAGE MONEY ONE DUD JOKE NIX |
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Nothing verifiable is on record for The Bank of Neverpay or its 1 Dud issue. Rather than invent a circulation story or institutional history, the honest entry stops here.