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| 正面铭文 | 中華匯業銀行 天津 壹圓 中華民國九年 (Translation: THE EXCHANGE BANK OF CHINA, ONE DOLLAR, TIENTSIN, 1920) |
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| 背面铭文 | THE EXCHANGE BANK OF CHINA 壹圓 TIENTSIN JAN. 1920 MANAGER / SUB-MANAGER PROMISES TO PAY THE BEARER AT ITS OFFICE HERE ONE DOLLAR: LOCAL CURRENCY. |
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The Exchange Bank of China was a short-lived institution, established in 1915 and already in serious financial difficulty by the early 1920s. Notes from the 1920 issue had a limited effective circulation window before the bank's collapse rendered them worthless, and survivors were frequently destroyed or abandoned rather than formally redeemed — which partly accounts for their scarcity today.
Printed by the Bureau of Engraving and Printing in Peking, this is domestic production at a moment when most Chinese provincial and commercial banks still depended on foreign printers such as American Bank Note Company or Waterlow. That choice is worth noting.