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1 Dinar Croatian Cultural Society Napredak, Zagreb

Issuer Napretkova Zadruga (Napredak Cooperative Society)
Year 1925
Type Pattern or trial banknote
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Obverse description Green letterpress note with a left-side vignette of a circular gear-motif medallion enclosing the monogram 'NZ', surrounded by a circular Latin motto inscription and ornate scrollwork border. The central and right fields carry large numeral '1' denominators flanking the text 'NAPRETKOVA ZADRUGA / DINAR' above a guilloche underprint with the diagonal legend 'POTROŠASKA ŠTEDNJA'.
Obverse lettering POJEDINCI NE MOŽEMO NIŠTA
SVI ZAJEDNO UČINIT ĆEMO ČUDESA
NAPRETKOVA ZADRUGA
1 DINAR 1
POTROŠAČKA ŠTEDNJA
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Comments

Napredak — formally the Croatian Cultural Society — was a Sarajevo-based Catholic humanitarian organization founded in 1902 to fund education for Bosnian Croat students. By the 1920s it had expanded operations into Zagreb, and this 1925 dinar token was issued by its cooperative arm, Napretkova Zadruga, almost certainly for internal use: canteen credit, member transactions, or cooperative store purchases. These small-denomination society scrips were common in interwar Yugoslavia, where fraternal and ethnic organizations ran semi-autonomous economic structures largely invisible to the National Bank.

Few institutional records of this specific issue survive, and circulated examples are rarely encountered — not because they were carefully preserved, but because scrip of this kind was typically redeemed and destroyed within the issuing body.

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