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| 正面描述 | Pink guilloche underprint with repeated 'Stadt Lünen' and 'Sparkasse' text forms the background. The denomination '½ Mark' is rendered in large Fraktur blackletter at centre, above validity text and date. A circular official seal of the Sparkasse der Stadt Lünen appears at lower left, with a serial number in a vertical panel at right. |
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| 背面描述 | Central vignette shows a finely engraved view of a multi-storey civic building, likely the Lünen Sparkasse headquarters, with a monument visible to its right and trees flanking the composition. The denomination '½ Mark' in Fraktur blackletter is repeated in all four corners against a plain cream ground. |
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Lünen's municipal savings bank issued this Notgeld half-mark in 1917, when the German imperial government's wartime metal requisitions had stripped small-denomination coin from everyday commerce almost entirely. Local authorities across the Ruhr were left to paper over the gap themselves — literally. The Sparkasse had no printing mandate from Berlin; the legal basis was improvised, and the notes were redeemed locally from town funds.
Half-mark denominations are among the more frequently encountered Lünen issues from this period, suggesting heavy use in small retail transactions — coal-town wages, market purchases, tram fares.