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| 正面描述 | Notgeld (emergency currency) issued on cream-coloured paper with a honeycomb guilloche underprint in pale red across the field. The denomination "Eine Million Mark" is printed in large bold green letterpress across the centre, flanked above by the title "GUTSCHEIN" with denomination numerals "1 Million" at each upper corner. A faint red vignette of a town skyline appears as an underprint behind the central text. The lower centre carries the circular municipal seal of Gladbach bearing a standing saint above a heraldic lion, inscribed "SIGILLUM MAJUS CIVITATIS DE GLADBACH", with the issue date "M.Gladbach, 9. Aug. 1923", series designation "Serie B" in bold green, and a red serial number at lower left, alongside the facsimile signature of the Oberbürgermeister at lower right. |
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| 防伪描述 | Wavy-line watermark pattern throughout the paper |
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Mönchengladbach was among the hundreds of German municipalities forced into emergency currency production during the hyperinflation of 1923, when the Reichsbank simply could not print fast enough to meet demand. By the time million-mark denominations became necessary, local notgeld had shifted from the decorative, collector-oriented issues of 1921–22 into purely functional emergency instruments — printed fast, on whatever stock was available, and spent within days before the value collapsed further.
The watermarked paper is worth noting: at this denomination level, many municipal issuers had abandoned security features entirely, making the watermark here a minor anomaly.