0,20 German Mark PBT DD Travnik

Privredna Banka Travnik was one of several small regional joint-stock banks in Bosnia-Herzegovina that resorted to issuing fractional emergency money during the acute coin shortage of the early 1920s. These notgeld-style issues were never sanctioned by any central monetary authority — they circulated on local trust alone, redeemable only at the issuing branch, and were typically withdrawn once the coin supply normalized.

The embossed seal was the bank's sole anti-counterfeiting measure, a telling indication of how provisional the instrument was meant to be.