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50 Pfennig Prößdorfer Spar- und Darlehnskassen-Verein

Issuer Prößdorfer Spar- und Darlehnskassen-Verein
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Obverse description The note is printed in dark blue ink on cream paper with a solid dark blue border. The entire face is rendered in an ornate calligraphic hand, with a scrolled ribbon banner at top centre carrying the word 'Gutschein', below which the issuer's name appears in flowing script across three lines. The denomination '50 Pfennig 50' is set in large bold calligraphic numerals at centre, with the validity inscription in a smaller hand along the lower margin.
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Reverse description The reverse is printed in dark blue on cream paper within a solid dark blue border, divided into two distinct compositional zones. To the left, a heraldic shield surmounted by a mural crown bears a stylised 'W' or chevron device in the lower field. To the right, a detailed architectural vignette renders the local chapel or church of Prößdorf, approached through Gothic-arched gate columns flanking the denomination '50 Pf.'; the place name 'Proß-dorf' appears in a decorative cartouche above the building.
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A Notgeld issue from the Prößdorfer Spar- und Darlehnskassen-Verein — a rural savings and loan cooperative, not a municipal authority. These agricultural credit cooperatives, organized largely along Raiffeisen principles, occasionally issued small-denomination emergency scrip during the acute coin shortages of 1917–1921, when German small change effectively vanished from circulation due to hoarding and wartime metal requisitions. The cooperative issuer here is what makes this piece unusual; most Notgeld collectors focus on town and city issues, and cooperative-origin scrip tends to be underrepresented in standard catalogs.

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