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50 Pfennig Dellbrücker Volksbank

Issuer Dellbrücker Volksbank e.G.m.u.H.
Year 1921
Type Local banknote
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Obverse description The obverse is divided into three vertical panels printed in ochre and dark brown. The left panel contains an oval portrait vignette of Friedrich Wilhelm Raiffeisen in right-facing profile, framed by foliage, with a caption tablet below reading 'VATER RAIFFEISEN / GRÜNDER DES LÄNDL. GENOSSENSCHAFTSWESENS.' The central panel carries the denomination '50 Pfennig' in large Gothic script above a handwritten-style text block giving the issuer's name, the jubilee voucher text, validity date of 30 June 1922, and the issue date of Köln-Dellbrück, 31 Dezember 1921, with two manuscript facsimile signatures for the Vorstand and Aufsichtsrat below. The right panel mirrors the left with a portrait vignette of Landesökonomierat Jacob Caspers in left-facing profile, identified below as 'VERBANDSDIREKTOR D. RHEIN. RAIFFEISEN-ORGANISATION.'
Obverse lettering 50 Pfennig zahlt die Dellbrücker Volksbank e.G.m.u.H. dem Einlieferer dieses Jubiläums-Gutscheines bis 30. Juni 1922. Köln-Dellbrück, den 31. Dezember 1921 am Tage des 25jährigen Bestehens: Dellbrücker Volksbank e.G.m.u.H. D. Vorstand: D. Aufsichtsrat:
VATER RAIFFEISEN GRÜNDER DES LÄNDL. GENOSSENSCHAFTSWESENS.
LANDESÖKONOMIERAT JACOB CASPERS VERBANDSDIREKTOR D. RHEIN. RAIFFEISEN-ORGANISATION.
DRUCK V. HEISS u. Co. KÖLN-LINDENTHAL
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Comments

Dellbrück was a small village east of Cologne, absorbed into the city only in 1975. The Volksbank there — a cooperative savings institution, hence the "e.G.m.u.H." designation — issued this note during the acute small-change shortage that followed Germany's postwar hyperinflationary spiral. Municipalities, cooperatives, and local businesses across the Reich produced Notgeld in enormous quantities between 1919 and 1922 precisely because Reichsbank coinage had effectively vanished from daily commerce, hoarded or melted.

Heiss & Co. operated out of Cologne-Lindenthal and handled a significant volume of regional Notgeld commissions during this period.

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