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5 Shillings Hand-in-Hand Bank

Issuer Hand-in-Hand Bank
Year 1813
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Value 5 Shillings (1/4)
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Obverse description At the upper left, a vignette of two clasped hands forms the central emblem of the issuing bank. The denomination '5 SHILLINGS' appears below the vignette, with the bank's promise-to-pay text in letterpress to the right, including a blank date line for manuscript completion. The overall layout is characteristic of early nineteenth-century provincial note design, with plain typeset text and minimal ornamentation.
Obverse lettering Hand-in-Hand Bank Promise to pay the Bearer on Demand, ONE BANK OF ENGLAND NOTE for FOUR of these Notes. Jersey, the _ day of _ 181_ 5 SHILLINGS Ent.
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Comments

The Hand-in-Hand Bank was one of dozens of provincial Irish private banks operating under constant pressure of public distrust and periodic run scares in the early nineteenth century. Most of these institutions failed within a generation — the Banking Act of 1845 and the consolidation around the Bank of Ireland effectively ended private note issue in Ireland by mid-century, and few examples from these smaller issuers survived outside institutional collections.

JN#93 (Jinks numbering) places this squarely in the documented Irish private bank series. Survival rate for Hand-in-Hand material is low; 1813 predates the worst of the post-Napoleonic financial collapses, but circulation wear on surviving examples tends to be heavy.

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