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5 Pfennig Bezirkssparkasse

Issuer Bezirkssparkasse Mellrichstadt
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Currency Mark (1914-1924)
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Obverse description Oval-shaped note printed in dark blue on cream paper. The central vignette consists of an elaborate ornamental crown above the large numeral '5', set within a decorative cartouche with scroll-work and a six-pointed star at the apex. The denomination 'Pfennig' appears in stylised script within a scrolled panel at the foot, all enclosed by a dotted oval border with serrated outer edge.
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Reverse lettering SPARE IN DER ZEIT, SO HAST DU IN DER NOT
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Comments

Bezirkssparkasse Mellrichstadt was one of hundreds of German district savings banks that issued emergency small-denomination paper — Kleingeldscheine — during the coin shortages that followed the First World War. These municipal and district-level issues were technically illegal under Reichsbank regulations but tolerated out of practical necessity; local commerce simply could not function without fractional currency when metal coinage disappeared from circulation entirely.

Mellrichstadt is a small market town in Lower Franconia, and its Bezirkssparkasse issues are among the more obscure of the Bavarian notgeld series. Collector documentation on the specific printings remains thin.

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