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5 Cents Herkimer County Bank
| Issuer | Herkimer County Bank |
|---|---|
| Year | 1862 |
| Type | Local banknote |
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| Obverse description | Two circular denomination medallions occupy the upper left and upper right corners, each enclosing the numeral value. The lower left corner carries a vignette of an eagle perched upon a shield. The body of the note bears the issuing bank's name, place and date of issue, and the redemption clause in letterpress text. |
|---|---|
| Obverse lettering | FERD. MAYER & CO LITH, NEW YORK. Little Falls Nov. 15th 1862 5 CENTS SECURED BY SPECIAL DEPOSIT Herkimer County Bank Pay the Bearer FIVE CENTS in current funds when presented in sums of One Dollar and upwards. |
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| Comments |
Herkimer County Bank operated out of Herkimer, New York, and this 5-cent note belongs to the wave of fractional "shinplasters" that flooded American commerce after hoarding stripped coins from circulation in the months following the outbreak of the Civil War. Hard money vanished almost overnight in 1862 — silver cents, half-dimes, dimes — and private banks, merchants, and municipalities rushed to fill the void with paper fractions before the federal government's own Postage Currency appeared that August.
Ferd. Mayer & Co. of New York printed for numerous small issuers during this period, producing competent but economical work on short runs.