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5.000.000 Rials

Issuer Bank Keshavarzi (Agricultural Bank of Iran)
Year 2000
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Currency Rial (1932-date)
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Obverse lettering بانک کشاورزی
مدیر عامل
بانک ملی ایران
پنج میلیون ریال
Reverse description The reverse displays a warm golden-ochre guilloche underprint with the bold bilingual header 'IRAN CHEQUE' centred at top and the numeral '5000000' repeated at upper right and in large format along the left margin. The legend 'FIVE MILLION RIALS' appears in English at lower centre, while Persian-script fields for payee name, national identity number, date of birth, and telephone are printed across the face in an organised cheque-register layout. The overall design follows the Iran Cheque high-denomination instrument format issued for large-value transactions.
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Bank Keshavarzi is a specialized state bank focused on agricultural lending, not a central bank — it has no note-issuing authority under Iranian law. The Rial has been issued exclusively by Bank Markazi (the Central Bank of Iran) since 1961. A five-million Rial instrument from this institution in 2000 would almost certainly be a bearer check (cheque-ye tazmini) or a guaranteed bank draft, not a banknote in any strict sense, which explains the absence of a Pick catalog number.

These high-denomination instruments circulated widely in Iran during the late 1990s and 2000s as a practical response to inflation, filling the gap left by the central bank's reluctance to print notes above 50,000 Rials at the time.