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25 Rupees Ten Year National Plan Certificate
| Issuer | Government of India (Post Office) |
|---|---|
| Year | 1954 |
| Type | Cheques |
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|---|---|
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| Reverse description | Red letterpress on pale green paper with guilloche border matching the obverse. The heading RECEIPT ON DISCHARGE is printed at top centre. A tabulated schedule lists redemption values for the 10 Year Certificate at yearly intervals from one to ten years. A receipt panel at right provides space for the payment amount, holder signature or thumb impression, and date. The Ashoka Lion Capital appears in side vignettes with Devanagari numerals in corner blocks. |
| Reverse lettering | RECEIPT ON DISCHARGE. 10 Year certificate Amount to be invested Rs. 25-0-0 If payment is claimed after one complete year " 2 years .. 25-12-0 " 3 " .. 26-4-0 " 4 " .. 27-4-0 " 5 " .. 28-8-0 " 6 " .. 30-0-0 " 7 " .. 31-8-0 " 8 " .. 33-0-0 " 9 " .. 34-8-0 " 10 " .. 36-4-0 ( NOT ENCASHABLE TILL END OF 12 MONTHS ) Received payment of Rs. as. p. in words and figures Signature(s) or thumb impression(s) of holder(s). Date Note. The holder(s) is/are recommended to keep a note of the serial No and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. ISSUED UNDER THE TERMS OF THE MINISTRY OF FINANCE NOTIFICATION No. D 5471-B II/54, DATED 1st MAY 1954. |
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| Comments |
Issued under India's First Five-Year Plan framework, this certificate was sold through post offices as a small savings instrument — not a banknote in the conventional sense, but cataloged alongside currency issues due to its bearer character and fixed redemption value. The ten-year term placed maturity in 1964, well into the Second Plan period, and the Post Office distribution network was deliberately chosen to reach rural savers who had no access to commercial banks.
The 25-rupee face value corresponded roughly to a month's agricultural wage in many regions at the time of issue.