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25 Pfennig Kaufmännischer Verein
| Issuer | Kaufmännischer Verein Namslau |
|---|---|
| Year | 1918 |
| Type | Local banknote |
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|---|---|
| Obverse lettering | Gut für 25 Pfennig 25 Nur im Verkehr für Stadt und Kreis Namslau Gültig bis 31. Dezember 1920 Namslau, den 1. Oktober 1918 Der kaufmännische Verein Dieser Schein wird von der Stadtkasse in Zahlung genommen. |
| Reverse description | The reverse is unprinted save for a single central guilloche vignette of elliptical form, composed of concentric lathe-work rings enclosing a rosette motif, the whole set within a larger scalloped circular frame with four lobed corner embellishments, printed in grey-blue on plain cream stock. |
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| Comments |
Namslau — today Namysłów in southwestern Poland — was a small Silesian market town, and its Kaufmännischer Verein, a local merchants' association, issued this 25 Pfennig note in 1918 as Kleingeldersatz: emergency fractional currency to compensate for the near-total disappearance of coins from circulation. By that stage of the war, copper and nickel had been diverted so thoroughly into military production that small-denomination coinage had essentially ceased to function as a medium of exchange across much of Germany.
Merchant associations issuing their own notgeld were not unusual, but they occupy a distinct tier — below municipal authorities, above purely private scrip — and their notes were typically honored only within the local trading community that issued them.