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200 Lire Banca Provinciale Lombarda
| Issuer | Banca Provinciale Lombarda |
|---|---|
| Year | 1976-1978 |
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| Composition | Paper |
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| Reverse lettering | IL PRESENTE ASSEGNO PUO CIRCOLARE SOLTANTO IN ITALIA GIRARE ASSOCIAZIONE ESERCENTI E COMMERCIANTI DELLA PROVINCIA DI BERGAMO IL PRESIDENTE |
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| Protection type | Guilloche underprint |
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| Comments |
The Banca Provinciale Lombarda was one of several regional Italian credit institutions authorized to issue low-denomination emergency notes — the so-called miniassegni — during the coin shortage of the mid-1970s. Italy's chronic scarcity of small-denomination coinage had become severe enough by 1975 that the central bank effectively tolerated private-sector scrip as a stop-gap. These notes circulated as change substitutes in shops and were technically redeemable, though in practice many were never returned.
The 1976–1978 emission window for this denomination was brief. Miniassegni fell out of legal tolerance quickly once plastic tokens and telephone tokens were formally suppressed as alternatives, and Banca d'Italia moved to tighten the rules.