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20 Yuan Farmer's Bank of Chung-Chou
| Issuer | Farmer's Bank of Chung-Chou (中州農民銀行) |
|---|---|
| Year | 1946 |
| Type | Standard circulation banknote |
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| Obverse description | Central vignette shows a riverside scene with a traditional Chinese structure, stone bridge, and a boat on the water, printed in red-orange on a light ground. The denomination 二拾圓 appears in a floral cartouche to the right, with the bank title 中州農民銀行 inscribed vertically at upper right. A serial number prefix and numerals appear at upper left, with the date 中華民國三十五年 at the bottom centre. |
|---|---|
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| Reverse lettering | THE FARMERS BANK OF CHUNG-CHOU TWENTY YUAN 1946 |
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| Comments |
The Farmer's Bank of Chung-Chou was a Nationalist-affiliated regional bank operating in Henan province, and by 1946 it was issuing notes into an economy being torn apart by civil war inflation. Higher denominations from this late-issue series were absorbed into the general inflationary spiral almost immediately — purchasing power eroded faster than the notes could circulate meaningfully.
Pick S3232 falls within the provincial "S" series, catalogued as a local or special issue rather than a Central Government emission. Henan's wartime banking infrastructure was chaotic enough that authentication and redemption records for many Chung-Chou notes were never properly consolidated, leaving provenance on surviving examples difficult to establish.