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20 Pounds Ulster Bank
| Issuer | Ulster Bank Limited |
|---|---|
| Year | 2019 |
| Type | Log in to see details |
| Value | Log in to see details |
| Currency | Pound sterling (1929-date) |
| Composition | Log in to see details |
| Size | Log in to see details |
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| Printer | Log in to see details |
| Designer(s) | Log in to see details |
| Engraver(s) | Log in to see details |
| In circulation to | Log in to see details |
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| Obverse description | Log in to see details |
|---|---|
| Obverse lettering | Log in to see details |
| Reverse description | Log in to see details |
| Reverse lettering | Ulster Bank Twenty Pounds Sterling £20 |
| Signature(s) | Log in to see details |
| Protection type | Log in to see details |
| Protection description | Clear polymer window panel running across the upper portion of the note with colour-shifting ink elements; embedded security thread visible when held to light. |
| Variants | Log in to see details |
| Comments |
Ulster Bank is one of four note-issuing commercial banks in Northern Ireland, operating under a framework that permits private institutions to issue sterling-denominated notes — provided each note in circulation is backed one-for-one by Bank of England notes held in reserve. The arrangement is often misunderstood: these are not legal tender in Northern Ireland (or indeed anywhere in the UK, technically), but they are widely accepted and legally protected in their own right.
The 2019 issue marked Ulster Bank's transition to polymer for the £20, following the broader industry shift driven partly by the Bank of England's own move to the substrate. Ulster Bank's polymer notes were printed by De La Rue.