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20 Pounds Bank of Scotland - Queensferry Crossing

Issuer Bank of Scotland
Year 2019
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Size 139 × 73 mm
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Obverse description Portrait of Sir Walter Scott at right, with a hologram strip at left incorporating the Bank of Scotland's domed head office building vignette. Braille denomination indicators are present at the lower left corner. Thistle motifs overlay a central vignette of the Bank's Edinburgh head office building, all set against a multi-colour guilloche underprint.
Obverse lettering Bank of Scotland plc promises to pay the Bearer on demand twenty pounds sterling at its registered office, Edinburgh By order of the Board
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Comments

Bank of Scotland's decision to commemorate the Queensferry Crossing on this note was deliberate timing — the bridge opened in August 2017, replacing the Forth Road Bridge as the primary crossing, and this polymer issue followed as part of the bank's broader transition away from paper substrate. De La Rue's Gateshead facility, which handles polymer production for several UK issuers, printed the series using De La Rue's proprietary Safeguard polymer.

Scottish commercial bank notes circulate as legal currency in Scotland under a complex backing arrangement requiring each issuing bank to hold Bank of England notes in reserve — pound for pound — for everything in circulation beyond a small authorized float dating to 1845.

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