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20 Pfennig - Offenbach Karl Ruland

Issuer Karl Ruland, Offenbach am Main
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Technique Milled
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Obverse script Latin
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Reverse description Plain field bearing the large numeral '20' in bold serif script at centre, identical in layout to the obverse. The surrounding circular legend reads 'KARL RULAND' above and 'OFFENBACH A.M.' below, separated by two six-pointed star stops. A continuous beaded (pearl) border encircles the entire design along the inner rim. The relief on the reverse appears slightly shallower than the obverse.
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Additional information

Karl Ruland was a tobacco and colonial goods merchant in Offenbach am Main who issued notgeld during the acute small-change shortage that gripped Germany in 1917–18, as wartime metal requisitions stripped copper and nickel from circulation. Zinc was the fallback material for emergency municipal and commercial issuers alike — cheap, available, and deeply unglamorous. Offenbach, sitting just southeast of Frankfurt, produced a notable concentration of private merchant notgeld, reflecting how thoroughly the Reichsbank had lost its grip on everyday retail transactions by mid-war.

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