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20 Pfennig

Issuer Stadtgemeinde Kempen am Rhein
Year 1920
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Value 20 Pfennigs (20 Pfennige) (0.20)
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Obverse description Printed on smooth, firm blue-green paper in dark brown letterpress, the obverse carries large Gothic-script text reading 'Stadt Kempen-Rhein' across the upper portion, with the denomination '20 Pfennig' in bold characters flanking a central text panel containing the redemption conditions and the issuing authority's guarantee. The date '9.3.20' and the facsimile signature of the Bürgermeister appear within the text block, with a serial number printed in the lower centre between two small floral ornaments at left and right.
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Protection description Zickzacklinien (zigzag lines) watermark pattern (Keller #146)
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Comments

Kempen am Rhein — now simply Kempen, in the Lower Rhine region of North Rhine-Westphalia — issued this note as part of the vast wave of German municipal Kleingeldscheine that filled the void left by the chronic small-change shortage following World War I. The Reichsbank's inability to supply adequate coinage through 1919–1921 pushed hundreds of municipalities into issuing their own low-denomination paper, most of it short-lived and redeemed locally.

The watermark security feature is notable at this size and denomination — many comparable Kleingeldscheine dispensed with it entirely, relying on local familiarity as the primary counterfeiting deterrent.

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